Published on September 26th, 2014 | by FinanceLoophole0
Right To Information Request
Depending on the problems you are having with your payday loan company you may sometimes need access to information that creditors hold about you. Perhaps you would like a detailed account of payments you’ve made or a transcript of a phone call you may have had with them for example. You won’t always get a response from your payday loan company from a phone request. If you don’t get a response, you can chase them up using our free Right To Information Request Template Letter below.
When contacting your payday loans lender
- Know your rights – having a look around this site can help
- Make sure you are reasonable with them
- Make sure you keep a cool head
This can often be very difficult as you will be feeling under pressure and stressed. But If you don’t do this when you contact them then it is much more likely that your payday loan company will ignore your problems or try to bully you into repayment.
If your debt is over a certain level, another invaluable source of payday loan help and help with bailiffs may be open to you. If you are really struggling with payday loan debt, a debt management company can transform your situation. A good debt management company will charge no upfront fee, and will contact the company your payday loan debt is owed by on your behalf. With experience of dealing with these companies and expert knowledge of regulations and rights, they can halt all threats and unnecessary contact, and help create a much more manageable situation in which you will finally be able to successfully pay back your loan.