Get a payment plan that works for you – Free payday loan help template

If you’ve been having a hard time repaying your payday loan and not getting anywhere when you talk to your payday lender

use this template to complain about their bad lending practice and;
get on a payment plan that works for you in your specific circumstances:

Download as a Word document of the template (22kb)

Things to remember when contacting your payday loans lender

Know your rights – having a look around this site can help
Make sure you are reasonable with them
Make sure you keep a cool head

This can often be very difficult as you will be feeling under pressure and stressed. But If you don’t do this when you contact them then it it much more likely that your payday loan company will ignore your problems or try to bully you into repayment.

If your debt is over a certain level, another invaluable source of payday loan help may be open to you. If you are really struggling with payday loan debt, a debt management company can transform your situation. A good debt management company will charge no upfront fee, and will contact the company your payday loan debt is owed by on your behalf. With experience of dealing with these companies and expert knowledge of regulations and rights, they can halt all threats and unnecessary contact, and help create a much more manageable situation in which you will finally be able to successfully pay back your loan.